LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,241
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,430
−HK$1,209/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,543
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,683
−HK$1,158/mo
Today · 4.125%
HK$44,841
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,682/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,889
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,316
−HK$1,451/mo
Today · 4.125%
HK$48,767
baseline
▲ 0.50% · 4.625%
HK$51,734
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,534/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,051
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,420
−HK$1,389/mo
Today · 4.125%
HK$53,809
baseline
▲ 0.50% · 4.625%
HK$56,645
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,618/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,537
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,202
−HK$1,692/mo
Today · 4.125%
HK$56,894
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,788/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,157
−HK$1,620/mo
Today · 4.125%
HK$62,777
baseline
▲ 0.50% · 4.625%
HK$66,086
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,554/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,833
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,975
−HK$2,175/mo
Today · 4.125%
HK$73,150
baseline
▲ 0.50% · 4.625%
HK$77,601
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,300/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,577
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,630
−HK$2,084/mo
Today · 4.125%
HK$80,714
baseline
▲ 0.50% · 4.625%
HK$84,968
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,428/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,890 · Scale 2, in force from 26 Feb 2026)