LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,241
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,431
−HK$1,208/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,543
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,684
−HK$1,157/mo
Today · 4.125%
HK$44,841
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,682/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,889
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,317
−HK$1,450/mo
Today · 4.125%
HK$48,767
baseline
▲ 0.50% · 4.625%
HK$51,734
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,534/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,051
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,421
−HK$1,389/mo
Today · 4.125%
HK$53,810
baseline
▲ 0.50% · 4.625%
HK$56,646
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,620/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,538
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,203
−HK$1,692/mo
Today · 4.125%
HK$56,895
baseline
▲ 0.50% · 4.625%
HK$60,357
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,790/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,157
−HK$1,621/mo
Today · 4.125%
HK$62,778
baseline
▲ 0.50% · 4.625%
HK$66,087
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,556/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,834
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,975
−HK$2,176/mo
Today · 4.125%
HK$73,151
baseline
▲ 0.50% · 4.625%
HK$77,602
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,302/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,577
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,631
−HK$2,083/mo
Today · 4.125%
HK$80,714
baseline
▲ 0.50% · 4.625%
HK$84,969
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,428/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,896 · Scale 2, in force from 26 Feb 2026)