LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,242
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,432
−HK$1,208/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,544
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,685
−HK$1,158/mo
Today · 4.125%
HK$44,843
baseline
▲ 0.50% · 4.625%
HK$47,206
+HK$2,363/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,686/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,891
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,318
−HK$1,450/mo
Today · 4.125%
HK$48,768
baseline
▲ 0.50% · 4.625%
HK$51,736
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,536/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,053
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,422
−HK$1,389/mo
Today · 4.125%
HK$53,811
baseline
▲ 0.50% · 4.625%
HK$56,647
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,622/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,539
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,204
−HK$1,692/mo
Today · 4.125%
HK$56,896
baseline
▲ 0.50% · 4.625%
HK$60,358
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,792/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,562
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,159
−HK$1,621/mo
Today · 4.125%
HK$62,780
baseline
▲ 0.50% · 4.625%
HK$66,089
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,560/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,836
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,977
−HK$2,175/mo
Today · 4.125%
HK$73,152
baseline
▲ 0.50% · 4.625%
HK$77,604
+HK$4,452/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,304/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,579
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,633
−HK$2,084/mo
Today · 4.125%
HK$80,717
baseline
▲ 0.50% · 4.625%
HK$84,971
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,434/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,912 · Scale 2, in force from 26 Feb 2026)