LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,243
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,433
−HK$1,208/mo
Today · 4.125%
HK$40,641
baseline
▲ 0.50% · 4.625%
HK$43,114
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,282/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,545
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,686
−HK$1,158/mo
Today · 4.125%
HK$44,844
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,688/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,892
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,319
−HK$1,451/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,737
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,054
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,424
−HK$1,389/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$56,649
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,541
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,206
−HK$1,692/mo
Today · 4.125%
HK$56,898
baseline
▲ 0.50% · 4.625%
HK$60,360
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,796/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,563
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,161
−HK$1,620/mo
Today · 4.125%
HK$62,781
baseline
▲ 0.50% · 4.625%
HK$66,091
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,562/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,838
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,979
−HK$2,176/mo
Today · 4.125%
HK$73,155
baseline
▲ 0.50% · 4.625%
HK$77,606
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,310/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,582
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,635
−HK$2,084/mo
Today · 4.125%
HK$80,719
baseline
▲ 0.50% · 4.625%
HK$84,974
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,438/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,931 · Scale 2, in force from 26 Feb 2026)