LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,244
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,433
−HK$1,209/mo
Today · 4.125%
HK$40,642
baseline
▲ 0.50% · 4.625%
HK$43,115
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,284/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,546
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,687
−HK$1,157/mo
Today · 4.125%
HK$44,844
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,688/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,893
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,320
−HK$1,450/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,738
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,055
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,424
−HK$1,389/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$56,650
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,541
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,207
−HK$1,692/mo
Today · 4.125%
HK$56,899
baseline
▲ 0.50% · 4.625%
HK$60,361
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,798/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,564
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,162
−HK$1,620/mo
Today · 4.125%
HK$62,782
baseline
▲ 0.50% · 4.625%
HK$66,092
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,564/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,839
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,980
−HK$2,176/mo
Today · 4.125%
HK$73,156
baseline
▲ 0.50% · 4.625%
HK$77,607
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,312/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,582
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,636
−HK$2,084/mo
Today · 4.125%
HK$80,720
baseline
▲ 0.50% · 4.625%
HK$84,975
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,440/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,939 · Scale 2, in force from 26 Feb 2026)