LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,245
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,435
−HK$1,209/mo
Today · 4.125%
HK$40,644
baseline
▲ 0.50% · 4.625%
HK$43,117
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,288/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,548
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,689
−HK$1,157/mo
Today · 4.125%
HK$44,846
baseline
▲ 0.50% · 4.625%
HK$47,210
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,692/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,894
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,450/mo
Today · 4.125%
HK$48,772
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,544/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,057
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,426
−HK$1,390/mo
Today · 4.125%
HK$53,816
baseline
▲ 0.50% · 4.625%
HK$56,652
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,632/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,544
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,209
−HK$1,692/mo
Today · 4.125%
HK$56,901
baseline
▲ 0.50% · 4.625%
HK$60,363
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,802/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,567
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,164
−HK$1,621/mo
Today · 4.125%
HK$62,785
baseline
▲ 0.50% · 4.625%
HK$66,094
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,570/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,842
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,983
−HK$2,176/mo
Today · 4.125%
HK$73,159
baseline
▲ 0.50% · 4.625%
HK$77,610
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,318/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,586
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,640
−HK$2,083/mo
Today · 4.125%
HK$80,723
baseline
▲ 0.50% · 4.625%
HK$84,978
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,446/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,965 · Scale 2, in force from 26 Feb 2026)