LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,246
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,436
−HK$1,208/mo
Today · 4.125%
HK$40,644
baseline
▲ 0.50% · 4.625%
HK$43,118
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,288/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,548
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,689
−HK$1,158/mo
Today · 4.125%
HK$44,847
baseline
▲ 0.50% · 4.625%
HK$47,211
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,694/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,895
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,323
−HK$1,450/mo
Today · 4.125%
HK$48,773
baseline
▲ 0.50% · 4.625%
HK$51,741
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,546/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,058
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,427
−HK$1,390/mo
Today · 4.125%
HK$53,817
baseline
▲ 0.50% · 4.625%
HK$56,653
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,634/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,544
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,210
−HK$1,692/mo
Today · 4.125%
HK$56,902
baseline
▲ 0.50% · 4.625%
HK$60,365
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,804/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,568
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,165
−HK$1,621/mo
Today · 4.125%
HK$62,786
baseline
▲ 0.50% · 4.625%
HK$66,095
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,572/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,843
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,984
−HK$2,176/mo
Today · 4.125%
HK$73,160
baseline
▲ 0.50% · 4.625%
HK$77,612
+HK$4,452/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,320/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,587
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,641
−HK$2,084/mo
Today · 4.125%
HK$80,725
baseline
▲ 0.50% · 4.625%
HK$84,980
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,450/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,976 · Scale 2, in force from 26 Feb 2026)