LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,247
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,437
−HK$1,209/mo
Today · 4.125%
HK$40,646
baseline
▲ 0.50% · 4.625%
HK$43,119
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,292/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,550
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,691
−HK$1,158/mo
Today · 4.125%
HK$44,849
baseline
▲ 0.50% · 4.625%
HK$47,213
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,698/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,897
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,450/mo
Today · 4.125%
HK$48,775
baseline
▲ 0.50% · 4.625%
HK$51,743
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,550/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,060
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,389/mo
Today · 4.125%
HK$53,818
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,636/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,546
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,212
−HK$1,692/mo
Today · 4.125%
HK$56,904
baseline
▲ 0.50% · 4.625%
HK$60,367
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,808/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,570
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,167
−HK$1,621/mo
Today · 4.125%
HK$62,788
baseline
▲ 0.50% · 4.625%
HK$66,098
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,576/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,845
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,987
−HK$2,176/mo
Today · 4.125%
HK$73,163
baseline
▲ 0.50% · 4.625%
HK$77,614
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,326/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,590
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,644
−HK$2,084/mo
Today · 4.125%
HK$80,728
baseline
▲ 0.50% · 4.625%
HK$84,983
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,456/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,999 · Scale 2, in force from 26 Feb 2026)