LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,248
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,438
−HK$1,209/mo
Today · 4.125%
HK$40,647
baseline
▲ 0.50% · 4.625%
HK$43,120
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,294/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,551
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,692
−HK$1,158/mo
Today · 4.125%
HK$44,850
baseline
▲ 0.50% · 4.625%
HK$47,214
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,700/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,898
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,326
−HK$1,450/mo
Today · 4.125%
HK$48,776
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,552/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,061
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,430
−HK$1,390/mo
Today · 4.125%
HK$53,820
baseline
▲ 0.50% · 4.625%
HK$56,657
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,640/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,548
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,213
−HK$1,693/mo
Today · 4.125%
HK$56,906
baseline
▲ 0.50% · 4.625%
HK$60,368
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,812/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,571
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,169
−HK$1,621/mo
Today · 4.125%
HK$62,790
baseline
▲ 0.50% · 4.625%
HK$66,099
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,580/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,847
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,989
−HK$2,175/mo
Today · 4.125%
HK$73,164
baseline
▲ 0.50% · 4.625%
HK$77,616
+HK$4,452/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,328/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,592
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,646
−HK$2,084/mo
Today · 4.125%
HK$80,730
baseline
▲ 0.50% · 4.625%
HK$84,985
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,460/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,014 · Scale 2, in force from 26 Feb 2026)