LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,252
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,442
−HK$1,208/mo
Today · 4.125%
HK$40,650
baseline
▲ 0.50% · 4.625%
HK$43,124
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,300/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,158/mo
Today · 4.125%
HK$44,854
baseline
▲ 0.50% · 4.625%
HK$47,218
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,708/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,902
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,330
−HK$1,450/mo
Today · 4.125%
HK$48,780
baseline
▲ 0.50% · 4.625%
HK$51,749
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,560/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,066
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,435
−HK$1,389/mo
Today · 4.125%
HK$53,824
baseline
▲ 0.50% · 4.625%
HK$56,662
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,648/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,552
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,218
−HK$1,693/mo
Today · 4.125%
HK$56,911
baseline
▲ 0.50% · 4.625%
HK$60,373
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,822/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,576
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,174
−HK$1,621/mo
Today · 4.125%
HK$62,795
baseline
▲ 0.50% · 4.625%
HK$66,105
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,590/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,853
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,995
−HK$2,176/mo
Today · 4.125%
HK$73,171
baseline
▲ 0.50% · 4.625%
HK$77,623
+HK$4,452/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,342/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,598
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,653
−HK$2,084/mo
Today · 4.125%
HK$80,737
baseline
▲ 0.50% · 4.625%
HK$84,992
+HK$4,255/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,474/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,069 · Scale 2, in force from 26 Feb 2026)