LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,253
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,443
−HK$1,209/mo
Today · 4.125%
HK$40,652
baseline
▲ 0.50% · 4.625%
HK$43,126
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,304/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,556
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,698
−HK$1,158/mo
Today · 4.125%
HK$44,856
baseline
▲ 0.50% · 4.625%
HK$47,220
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,712/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,904
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,450/mo
Today · 4.125%
HK$48,782
baseline
▲ 0.50% · 4.625%
HK$51,751
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,564/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,437
−HK$1,390/mo
Today · 4.125%
HK$53,827
baseline
▲ 0.50% · 4.625%
HK$56,664
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,654/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,555
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,220
−HK$1,693/mo
Today · 4.125%
HK$56,913
baseline
▲ 0.50% · 4.625%
HK$60,376
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,826/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,177
−HK$1,621/mo
Today · 4.125%
HK$62,798
baseline
▲ 0.50% · 4.625%
HK$66,108
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,596/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,856
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,998
−HK$2,176/mo
Today · 4.125%
HK$73,174
baseline
▲ 0.50% · 4.625%
HK$77,626
+HK$4,452/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,348/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,601
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,656
−HK$2,084/mo
Today · 4.125%
HK$80,740
baseline
▲ 0.50% · 4.625%
HK$84,996
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,480/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,095 · Scale 2, in force from 26 Feb 2026)