LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,254
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,444
−HK$1,209/mo
Today · 4.125%
HK$40,653
baseline
▲ 0.50% · 4.625%
HK$43,126
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,306/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,557
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,699
−HK$1,157/mo
Today · 4.125%
HK$44,856
baseline
▲ 0.50% · 4.625%
HK$47,221
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,712/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,905
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,333
−HK$1,450/mo
Today · 4.125%
HK$48,783
baseline
▲ 0.50% · 4.625%
HK$51,752
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,566/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,438
−HK$1,390/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$56,665
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,556
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,693/mo
Today · 4.125%
HK$56,914
baseline
▲ 0.50% · 4.625%
HK$60,377
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,828/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,178
−HK$1,621/mo
Today · 4.125%
HK$62,799
baseline
▲ 0.50% · 4.625%
HK$66,109
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,598/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,857
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,999
−HK$2,176/mo
Today · 4.125%
HK$73,175
baseline
▲ 0.50% · 4.625%
HK$77,628
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,350/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,603
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,657
−HK$2,085/mo
Today · 4.125%
HK$80,742
baseline
▲ 0.50% · 4.625%
HK$84,998
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,484/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,107 · Scale 2, in force from 26 Feb 2026)