LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,255
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,209/mo
Today · 4.125%
HK$40,654
baseline
▲ 0.50% · 4.625%
HK$43,127
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,308/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,558
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,699
−HK$1,158/mo
Today · 4.125%
HK$44,857
baseline
▲ 0.50% · 4.625%
HK$47,222
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,714/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,906
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,333
−HK$1,451/mo
Today · 4.125%
HK$48,784
baseline
▲ 0.50% · 4.625%
HK$51,753
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,568/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,390/mo
Today · 4.125%
HK$53,829
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,658/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,222
−HK$1,693/mo
Today · 4.125%
HK$56,915
baseline
▲ 0.50% · 4.625%
HK$60,378
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,830/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,581
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,179
−HK$1,621/mo
Today · 4.125%
HK$62,800
baseline
▲ 0.50% · 4.625%
HK$66,110
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,600/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,858
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,000
−HK$2,176/mo
Today · 4.125%
HK$73,176
baseline
▲ 0.50% · 4.625%
HK$77,629
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,352/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,604
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,659
−HK$2,084/mo
Today · 4.125%
HK$80,743
baseline
▲ 0.50% · 4.625%
HK$84,999
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,486/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,118 · Scale 2, in force from 26 Feb 2026)