LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,256
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,209/mo
Today · 4.125%
HK$40,655
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,310/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,559
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,701
−HK$1,158/mo
Today · 4.125%
HK$44,859
baseline
▲ 0.50% · 4.625%
HK$47,223
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,718/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,907
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,335
−HK$1,451/mo
Today · 4.125%
HK$48,786
baseline
▲ 0.50% · 4.625%
HK$51,755
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,572/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,071
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,441
−HK$1,390/mo
Today · 4.125%
HK$53,831
baseline
▲ 0.50% · 4.625%
HK$56,668
+HK$2,837/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,662/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,558
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,224
−HK$1,693/mo
Today · 4.125%
HK$56,917
baseline
▲ 0.50% · 4.625%
HK$60,380
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,834/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,583
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,181
−HK$1,621/mo
Today · 4.125%
HK$62,802
baseline
▲ 0.50% · 4.625%
HK$66,113
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,604/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,861
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,003
−HK$2,176/mo
Today · 4.125%
HK$73,179
baseline
▲ 0.50% · 4.625%
HK$77,632
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,358/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,607
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,662
−HK$2,084/mo
Today · 4.125%
HK$80,746
baseline
▲ 0.50% · 4.625%
HK$85,002
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,492/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,141 · Scale 2, in force from 26 Feb 2026)