LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,257
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,447
−HK$1,209/mo
Today · 4.125%
HK$40,656
baseline
▲ 0.50% · 4.625%
HK$43,130
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,312/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,561
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,702
−HK$1,158/mo
Today · 4.125%
HK$44,860
baseline
▲ 0.50% · 4.625%
HK$47,225
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,720/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,909
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,337
−HK$1,450/mo
Today · 4.125%
HK$48,787
baseline
▲ 0.50% · 4.625%
HK$51,756
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,574/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,073
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,442
−HK$1,390/mo
Today · 4.125%
HK$53,832
baseline
▲ 0.50% · 4.625%
HK$56,670
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,664/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,560
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,226
−HK$1,693/mo
Today · 4.125%
HK$56,919
baseline
▲ 0.50% · 4.625%
HK$60,382
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,838/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,585
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,183
−HK$1,621/mo
Today · 4.125%
HK$62,804
baseline
▲ 0.50% · 4.625%
HK$66,115
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,608/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,863
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,005
−HK$2,176/mo
Today · 4.125%
HK$73,181
baseline
▲ 0.50% · 4.625%
HK$77,634
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,362/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,609
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,664
−HK$2,084/mo
Today · 4.125%
HK$80,748
baseline
▲ 0.50% · 4.625%
HK$85,004
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,496/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,158 · Scale 2, in force from 26 Feb 2026)