LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,258
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,448
−HK$1,209/mo
Today · 4.125%
HK$40,657
baseline
▲ 0.50% · 4.625%
HK$43,131
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,314/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,561
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,703
−HK$1,158/mo
Today · 4.125%
HK$44,861
baseline
▲ 0.50% · 4.625%
HK$47,226
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,722/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,909
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,337
−HK$1,451/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,757
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,389/mo
Today · 4.125%
HK$53,833
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,666/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,561
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,693/mo
Today · 4.125%
HK$56,920
baseline
▲ 0.50% · 4.625%
HK$60,383
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,840/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,586
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,184
−HK$1,621/mo
Today · 4.125%
HK$62,805
baseline
▲ 0.50% · 4.625%
HK$66,116
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,610/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,864
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,006
−HK$2,176/mo
Today · 4.125%
HK$73,182
baseline
▲ 0.50% · 4.625%
HK$77,635
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,364/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,611
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,665
−HK$2,085/mo
Today · 4.125%
HK$80,750
baseline
▲ 0.50% · 4.625%
HK$85,006
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,500/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,170 · Scale 2, in force from 26 Feb 2026)