LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,259
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,449
−HK$1,209/mo
Today · 4.125%
HK$40,658
baseline
▲ 0.50% · 4.625%
HK$43,132
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,316/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,563
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,704
−HK$1,158/mo
Today · 4.125%
HK$44,862
baseline
▲ 0.50% · 4.625%
HK$47,227
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,724/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,911
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,339
−HK$1,451/mo
Today · 4.125%
HK$48,790
baseline
▲ 0.50% · 4.625%
HK$51,758
+HK$2,968/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,580/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,075
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,445
−HK$1,389/mo
Today · 4.125%
HK$53,834
baseline
▲ 0.50% · 4.625%
HK$56,672
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,668/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,562
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,228
−HK$1,693/mo
Today · 4.125%
HK$56,921
baseline
▲ 0.50% · 4.625%
HK$60,385
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,842/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,588
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,621/mo
Today · 4.125%
HK$62,807
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,310/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,614/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,866
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,008
−HK$2,176/mo
Today · 4.125%
HK$73,184
baseline
▲ 0.50% · 4.625%
HK$77,637
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,368/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,613
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,667
−HK$2,085/mo
Today · 4.125%
HK$80,752
baseline
▲ 0.50% · 4.625%
HK$85,008
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,504/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,186 · Scale 2, in force from 26 Feb 2026)