LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,260
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,450
−HK$1,209/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$43,133
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,564
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,705
−HK$1,158/mo
Today · 4.125%
HK$44,863
baseline
▲ 0.50% · 4.625%
HK$47,228
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,726/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,912
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,340
−HK$1,451/mo
Today · 4.125%
HK$48,791
baseline
▲ 0.50% · 4.625%
HK$51,760
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,582/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,076
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,446
−HK$1,390/mo
Today · 4.125%
HK$53,836
baseline
▲ 0.50% · 4.625%
HK$56,674
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,672/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,564
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,230
−HK$1,693/mo
Today · 4.125%
HK$56,923
baseline
▲ 0.50% · 4.625%
HK$60,386
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,846/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,589
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,187
−HK$1,621/mo
Today · 4.125%
HK$62,808
baseline
▲ 0.50% · 4.625%
HK$66,119
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,616/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,867
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,010
−HK$2,176/mo
Today · 4.125%
HK$73,186
baseline
▲ 0.50% · 4.625%
HK$77,639
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,372/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,614
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,669
−HK$2,085/mo
Today · 4.125%
HK$80,754
baseline
▲ 0.50% · 4.625%
HK$85,010
+HK$4,256/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,508/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,201 · Scale 2, in force from 26 Feb 2026)