LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,262
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,209/mo
Today · 4.125%
HK$40,662
baseline
▲ 0.50% · 4.625%
HK$43,136
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,324/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,567
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,708
−HK$1,158/mo
Today · 4.125%
HK$44,866
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,732/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,915
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,343
−HK$1,451/mo
Today · 4.125%
HK$48,794
baseline
▲ 0.50% · 4.625%
HK$51,763
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,588/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,080
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,450
−HK$1,390/mo
Today · 4.125%
HK$53,840
baseline
▲ 0.50% · 4.625%
HK$56,678
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,680/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,234
−HK$1,693/mo
Today · 4.125%
HK$56,927
baseline
▲ 0.50% · 4.625%
HK$60,390
+HK$3,463/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,854/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,593
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,192
−HK$1,621/mo
Today · 4.125%
HK$62,813
baseline
▲ 0.50% · 4.625%
HK$66,124
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,626/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,872
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,015
−HK$2,176/mo
Today · 4.125%
HK$73,191
baseline
▲ 0.50% · 4.625%
HK$77,645
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,382/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,620
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,675
−HK$2,084/mo
Today · 4.125%
HK$80,759
baseline
▲ 0.50% · 4.625%
HK$85,016
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,518/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,247 · Scale 2, in force from 26 Feb 2026)