LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,263
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,210/mo
Today · 4.125%
HK$40,663
baseline
▲ 0.50% · 4.625%
HK$43,137
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,326/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,567
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,158/mo
Today · 4.125%
HK$44,867
baseline
▲ 0.50% · 4.625%
HK$47,232
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,734/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,916
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,344
−HK$1,451/mo
Today · 4.125%
HK$48,795
baseline
▲ 0.50% · 4.625%
HK$51,764
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,590/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,081
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,451
−HK$1,390/mo
Today · 4.125%
HK$53,841
baseline
▲ 0.50% · 4.625%
HK$56,679
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,682/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,569
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,235
−HK$1,693/mo
Today · 4.125%
HK$56,928
baseline
▲ 0.50% · 4.625%
HK$60,392
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,856/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,594
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,193
−HK$1,621/mo
Today · 4.125%
HK$62,814
baseline
▲ 0.50% · 4.625%
HK$66,125
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,628/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,874
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,016
−HK$2,177/mo
Today · 4.125%
HK$73,193
baseline
▲ 0.50% · 4.625%
HK$77,646
+HK$4,453/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,386/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,621
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,676
−HK$2,085/mo
Today · 4.125%
HK$80,761
baseline
▲ 0.50% · 4.625%
HK$85,018
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,522/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,259 · Scale 2, in force from 26 Feb 2026)