LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,264
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,454
−HK$1,210/mo
Today · 4.125%
HK$40,664
baseline
▲ 0.50% · 4.625%
HK$43,138
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,328/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,568
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,710
−HK$1,158/mo
Today · 4.125%
HK$44,868
baseline
▲ 0.50% · 4.625%
HK$47,233
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,736/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,917
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,345
−HK$1,451/mo
Today · 4.125%
HK$48,796
baseline
▲ 0.50% · 4.625%
HK$51,765
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,592/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,082
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,452
−HK$1,390/mo
Today · 4.125%
HK$53,842
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,684/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,570
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,236
−HK$1,693/mo
Today · 4.125%
HK$56,929
baseline
▲ 0.50% · 4.625%
HK$60,393
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,858/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,596
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,194
−HK$1,622/mo
Today · 4.125%
HK$62,816
baseline
▲ 0.50% · 4.625%
HK$66,127
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,632/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,875
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,018
−HK$2,176/mo
Today · 4.125%
HK$73,194
baseline
▲ 0.50% · 4.625%
HK$77,648
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,388/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,623
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,678
−HK$2,085/mo
Today · 4.125%
HK$80,763
baseline
▲ 0.50% · 4.625%
HK$85,020
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,526/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,273 · Scale 2, in force from 26 Feb 2026)