LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,266
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,209/mo
Today · 4.125%
HK$40,665
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,330/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,570
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,158/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,235
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,919
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,347
−HK$1,451/mo
Today · 4.125%
HK$48,798
baseline
▲ 0.50% · 4.625%
HK$51,767
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,596/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,084
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,454
−HK$1,390/mo
Today · 4.125%
HK$53,844
baseline
▲ 0.50% · 4.625%
HK$56,682
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,688/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,572
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,238
−HK$1,693/mo
Today · 4.125%
HK$56,931
baseline
▲ 0.50% · 4.625%
HK$60,395
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,862/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,598
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,196
−HK$1,622/mo
Today · 4.125%
HK$62,818
baseline
▲ 0.50% · 4.625%
HK$66,129
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,636/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,878
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,020
−HK$2,177/mo
Today · 4.125%
HK$73,197
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,394/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,626
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,681
−HK$2,085/mo
Today · 4.125%
HK$80,766
baseline
▲ 0.50% · 4.625%
HK$85,023
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,532/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,297 · Scale 2, in force from 26 Feb 2026)