LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,266
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,209/mo
Today · 4.125%
HK$40,665
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,330/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,570
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,158/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,236
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,919
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,347
−HK$1,452/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,768
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,084
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,389/mo
Today · 4.125%
HK$53,844
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,688/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,572
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,239
−HK$1,693/mo
Today · 4.125%
HK$56,932
baseline
▲ 0.50% · 4.625%
HK$60,396
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,864/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,599
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,197
−HK$1,621/mo
Today · 4.125%
HK$62,818
baseline
▲ 0.50% · 4.625%
HK$66,130
+HK$3,312/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,636/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,879
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,021
−HK$2,177/mo
Today · 4.125%
HK$73,198
baseline
▲ 0.50% · 4.625%
HK$77,652
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,396/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,627
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,682
−HK$2,085/mo
Today · 4.125%
HK$80,767
baseline
▲ 0.50% · 4.625%
HK$85,024
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,534/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,303 · Scale 2, in force from 26 Feb 2026)