LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,266
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,209/mo
Today · 4.125%
HK$40,666
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,332/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,571
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,713
−HK$1,158/mo
Today · 4.125%
HK$44,871
baseline
▲ 0.50% · 4.625%
HK$47,236
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,742/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,920
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,348
−HK$1,451/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,768
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,085
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,390/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,573
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,239
−HK$1,693/mo
Today · 4.125%
HK$56,932
baseline
▲ 0.50% · 4.625%
HK$60,396
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,864/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,599
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,198
−HK$1,621/mo
Today · 4.125%
HK$62,819
baseline
▲ 0.50% · 4.625%
HK$66,130
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,638/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,879
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,022
−HK$2,177/mo
Today · 4.125%
HK$73,199
baseline
▲ 0.50% · 4.625%
HK$77,653
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,398/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,628
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,683
−HK$2,085/mo
Today · 4.125%
HK$80,768
baseline
▲ 0.50% · 4.625%
HK$85,025
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,536/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,309 · Scale 2, in force from 26 Feb 2026)