LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,267
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,210/mo
Today · 4.125%
HK$40,667
baseline
▲ 0.50% · 4.625%
HK$43,141
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,334/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,572
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,714
−HK$1,158/mo
Today · 4.125%
HK$44,872
baseline
▲ 0.50% · 4.625%
HK$47,237
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,744/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,921
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,349
−HK$1,451/mo
Today · 4.125%
HK$48,800
baseline
▲ 0.50% · 4.625%
HK$51,770
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,600/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,086
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,456
−HK$1,390/mo
Today · 4.125%
HK$53,846
baseline
▲ 0.50% · 4.625%
HK$56,684
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,692/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,574
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,240
−HK$1,694/mo
Today · 4.125%
HK$56,934
baseline
▲ 0.50% · 4.625%
HK$60,398
+HK$3,464/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,868/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,600
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,199
−HK$1,622/mo
Today · 4.125%
HK$62,821
baseline
▲ 0.50% · 4.625%
HK$66,132
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,642/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,881
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,023
−HK$2,177/mo
Today · 4.125%
HK$73,200
baseline
▲ 0.50% · 4.625%
HK$77,654
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,400/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,629
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,684
−HK$2,085/mo
Today · 4.125%
HK$80,769
baseline
▲ 0.50% · 4.625%
HK$85,027
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,538/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,323 · Scale 2, in force from 26 Feb 2026)