LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,270
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,460
−HK$1,210/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$43,144
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,575
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,716
−HK$1,159/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,240
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,924
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,352
−HK$1,451/mo
Today · 4.125%
HK$48,803
baseline
▲ 0.50% · 4.625%
HK$51,773
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,606/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,090
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,460
−HK$1,390/mo
Today · 4.125%
HK$53,850
baseline
▲ 0.50% · 4.625%
HK$56,688
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,700/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,578
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,244
−HK$1,693/mo
Today · 4.125%
HK$56,937
baseline
▲ 0.50% · 4.625%
HK$60,402
+HK$3,465/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$113,874/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,604
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,203
−HK$1,622/mo
Today · 4.125%
HK$62,825
baseline
▲ 0.50% · 4.625%
HK$66,136
+HK$3,311/mo
Deposit HK$5.03M · loan HK$11.75M · min. income ≈ HK$125,650/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,885
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,028
−HK$2,177/mo
Today · 4.125%
HK$73,205
baseline
▲ 0.50% · 4.625%
HK$77,659
+HK$4,454/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$146,410/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,634
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,690
−HK$2,085/mo
Today · 4.125%
HK$80,775
baseline
▲ 0.50% · 4.625%
HK$85,032
+HK$4,257/mo
Deposit HK$1.68M · loan HK$15.10M · min. income ≈ HK$161,550/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,365 · Scale 2, in force from 26 Feb 2026)