LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,272
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,462
−HK$1,210/mo
Today · 4.125%
HK$40,672
baseline
▲ 0.50% · 4.625%
HK$43,146
+HK$2,474/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,344/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,577
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,719
−HK$1,158/mo
Today · 4.125%
HK$44,877
baseline
▲ 0.50% · 4.625%
HK$47,243
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,754/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,926
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,355
−HK$1,451/mo
Today · 4.125%
HK$48,806
baseline
▲ 0.50% · 4.625%
HK$51,776
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,612/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,092
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,462
−HK$1,391/mo
Today · 4.125%
HK$53,853
baseline
▲ 0.50% · 4.625%
HK$56,691
+HK$2,838/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,706/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,580
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,693/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$60,405
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,608
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,206
−HK$1,622/mo
Today · 4.125%
HK$62,828
baseline
▲ 0.50% · 4.625%
HK$66,140
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,656/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,889
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,032
−HK$2,177/mo
Today · 4.125%
HK$73,209
baseline
▲ 0.50% · 4.625%
HK$77,664
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,418/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,638
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,694
−HK$2,085/mo
Today · 4.125%
HK$80,779
baseline
▲ 0.50% · 4.625%
HK$85,037
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,558/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,398 · Scale 2, in force from 26 Feb 2026)