LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,273
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,463
−HK$1,210/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,578
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,720
−HK$1,159/mo
Today · 4.125%
HK$44,879
baseline
▲ 0.50% · 4.625%
HK$47,244
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,758/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,928
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,356
−HK$1,452/mo
Today · 4.125%
HK$48,808
baseline
▲ 0.50% · 4.625%
HK$51,777
+HK$2,969/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,616/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,094
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,464
−HK$1,390/mo
Today · 4.125%
HK$53,854
baseline
▲ 0.50% · 4.625%
HK$56,693
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,708/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,582
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,249
−HK$1,693/mo
Today · 4.125%
HK$56,942
baseline
▲ 0.50% · 4.625%
HK$60,407
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,884/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,610
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,208
−HK$1,622/mo
Today · 4.125%
HK$62,830
baseline
▲ 0.50% · 4.625%
HK$66,142
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,660/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,891
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,034
−HK$2,177/mo
Today · 4.125%
HK$73,211
baseline
▲ 0.50% · 4.625%
HK$77,666
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,422/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,641
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,696
−HK$2,086/mo
Today · 4.125%
HK$80,782
baseline
▲ 0.50% · 4.625%
HK$85,040
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,564/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,419 · Scale 2, in force from 26 Feb 2026)