LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,274
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,464
−HK$1,210/mo
Today · 4.125%
HK$40,674
baseline
▲ 0.50% · 4.625%
HK$43,149
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,348/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,579
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,158/mo
Today · 4.125%
HK$44,879
baseline
▲ 0.50% · 4.625%
HK$47,245
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,758/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,928
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,357
−HK$1,451/mo
Today · 4.125%
HK$48,808
baseline
▲ 0.50% · 4.625%
HK$51,778
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,616/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,095
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,465
−HK$1,390/mo
Today · 4.125%
HK$53,855
baseline
▲ 0.50% · 4.625%
HK$56,694
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,710/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,583
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,250
−HK$1,693/mo
Today · 4.125%
HK$56,943
baseline
▲ 0.50% · 4.625%
HK$60,408
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,886/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,622/mo
Today · 4.125%
HK$62,831
baseline
▲ 0.50% · 4.625%
HK$66,143
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,662/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,893
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,035
−HK$2,178/mo
Today · 4.125%
HK$73,213
baseline
▲ 0.50% · 4.625%
HK$77,668
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,426/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,642
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,698
−HK$2,085/mo
Today · 4.125%
HK$80,783
baseline
▲ 0.50% · 4.625%
HK$85,041
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,566/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,430 · Scale 2, in force from 26 Feb 2026)