LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,275
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,465
−HK$1,210/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$43,150
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,580
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,722
−HK$1,159/mo
Today · 4.125%
HK$44,881
baseline
▲ 0.50% · 4.625%
HK$47,247
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,762/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,930
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,358
−HK$1,452/mo
Today · 4.125%
HK$48,810
baseline
▲ 0.50% · 4.625%
HK$51,780
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,620/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,096
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,467
−HK$1,390/mo
Today · 4.125%
HK$53,857
baseline
▲ 0.50% · 4.625%
HK$56,696
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,714/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,585
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,251
−HK$1,694/mo
Today · 4.125%
HK$56,945
baseline
▲ 0.50% · 4.625%
HK$60,410
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,890/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,612
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,211
−HK$1,622/mo
Today · 4.125%
HK$62,833
baseline
▲ 0.50% · 4.625%
HK$66,145
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,666/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,895
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,038
−HK$2,177/mo
Today · 4.125%
HK$73,215
baseline
▲ 0.50% · 4.625%
HK$77,670
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,430/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,645
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,700
−HK$2,085/mo
Today · 4.125%
HK$80,785
baseline
▲ 0.50% · 4.625%
HK$85,044
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,570/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,449 · Scale 2, in force from 26 Feb 2026)