LTV · monthly repayment
▼ 0.50% · 3.625%
HK$382,750
−HK$24,001/mo
▼ 0.25% · 3.875%
HK$394,655
−HK$12,096/mo
Today · 4.125%
HK$406,751
baseline
▲ 0.50% · 4.625%
HK$431,501
+HK$24,750/mo
Deposit HK$83.93M · loan HK$83.93M · min. income ≈ HK$813,502/mo (50% DSR)
Upfront cash ≈ HK$94.84M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,805
−HK$23,005/mo
▼ 0.25% · 3.875%
HK$437,225
−HK$11,585/mo
Today · 4.125%
HK$448,810
baseline
▲ 0.50% · 4.625%
HK$472,467
+HK$23,657/mo
Deposit HK$83.93M · loan HK$83.93M · min. income ≈ HK$897,620/mo (50% DSR)
Upfront cash ≈ HK$94.84M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,299
−HK$28,803/mo
▼ 0.25% · 3.875%
HK$473,586
−HK$14,516/mo
Today · 4.125%
HK$488,102
baseline
▲ 0.50% · 4.625%
HK$517,801
+HK$29,699/mo
Deposit HK$67.14M · loan HK$100.71M · min. income ≈ HK$976,204/mo (50% DSR)
Upfront cash ≈ HK$78.05M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$510,966
−HK$27,606/mo
▼ 0.25% · 3.875%
HK$524,670
−HK$13,902/mo
Today · 4.125%
HK$538,572
baseline
▲ 0.50% · 4.625%
HK$566,961
+HK$28,389/mo
Deposit HK$67.14M · loan HK$100.71M · min. income ≈ HK$1,077,144/mo (50% DSR)
Upfront cash ≈ HK$78.05M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,849
−HK$33,603/mo
▼ 0.25% · 3.875%
HK$552,517
−HK$16,935/mo
Today · 4.125%
HK$569,452
baseline
▲ 0.50% · 4.625%
HK$604,102
+HK$34,650/mo
Deposit HK$50.36M · loan HK$117.50M · min. income ≈ HK$1,138,904/mo (50% DSR)
Upfront cash ≈ HK$61.27M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$596,127
−HK$32,207/mo
▼ 0.25% · 3.875%
HK$612,115
−HK$16,219/mo
Today · 4.125%
HK$628,334
baseline
▲ 0.50% · 4.625%
HK$661,454
+HK$33,120/mo
Deposit HK$50.36M · loan HK$117.50M · min. income ≈ HK$1,256,668/mo (50% DSR)
Upfront cash ≈ HK$61.27M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$688,949
−HK$43,203/mo
▼ 0.25% · 3.875%
HK$710,379
−HK$21,773/mo
Today · 4.125%
HK$732,152
baseline
▲ 0.50% · 4.625%
HK$776,702
+HK$44,550/mo
Deposit HK$16.79M · loan HK$151.07M · min. income ≈ HK$1,464,304/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$766,449
−HK$41,409/mo
▼ 0.25% · 3.875%
HK$787,005
−HK$20,853/mo
Today · 4.125%
HK$807,858
baseline
▲ 0.50% · 4.625%
HK$850,441
+HK$42,583/mo
Deposit HK$16.79M · loan HK$151.07M · min. income ≈ HK$1,615,716/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$10,910,492 · Scale 2, in force from 26 Feb 2026)