LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,275
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,210/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$43,151
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,581
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,723
−HK$1,159/mo
Today · 4.125%
HK$44,882
baseline
▲ 0.50% · 4.625%
HK$47,247
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,764/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,931
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,359
−HK$1,452/mo
Today · 4.125%
HK$48,811
baseline
▲ 0.50% · 4.625%
HK$51,781
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,622/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,097
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,468
−HK$1,390/mo
Today · 4.125%
HK$53,858
baseline
▲ 0.50% · 4.625%
HK$56,697
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,716/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,586
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,252
−HK$1,694/mo
Today · 4.125%
HK$56,946
baseline
▲ 0.50% · 4.625%
HK$60,411
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,892/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,614
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,212
−HK$1,622/mo
Today · 4.125%
HK$62,834
baseline
▲ 0.50% · 4.625%
HK$66,146
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,668/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,896
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,039
−HK$2,177/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,671
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,646
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,702
−HK$2,085/mo
Today · 4.125%
HK$80,787
baseline
▲ 0.50% · 4.625%
HK$85,045
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,574/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,461 · Scale 2, in force from 26 Feb 2026)