LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,276
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,467
−HK$1,210/mo
Today · 4.125%
HK$40,677
baseline
▲ 0.50% · 4.625%
HK$43,152
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,354/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,582
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,724
−HK$1,159/mo
Today · 4.125%
HK$44,883
baseline
▲ 0.50% · 4.625%
HK$47,248
+HK$2,365/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,766/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,932
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,360
−HK$1,452/mo
Today · 4.125%
HK$48,812
baseline
▲ 0.50% · 4.625%
HK$51,782
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,624/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,098
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,469
−HK$1,390/mo
Today · 4.125%
HK$53,859
baseline
▲ 0.50% · 4.625%
HK$56,698
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,718/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,587
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,254
−HK$1,693/mo
Today · 4.125%
HK$56,947
baseline
▲ 0.50% · 4.625%
HK$60,412
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,894/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,615
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,214
−HK$1,622/mo
Today · 4.125%
HK$62,836
baseline
▲ 0.50% · 4.625%
HK$66,148
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,672/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,897
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,040
−HK$2,178/mo
Today · 4.125%
HK$73,218
baseline
▲ 0.50% · 4.625%
HK$77,673
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,436/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,648
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,703
−HK$2,086/mo
Today · 4.125%
HK$80,789
baseline
▲ 0.50% · 4.625%
HK$85,047
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,578/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,474 · Scale 2, in force from 26 Feb 2026)