LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,278
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,468
−HK$1,210/mo
Today · 4.125%
HK$40,678
baseline
▲ 0.50% · 4.625%
HK$43,153
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,356/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,583
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,725
−HK$1,159/mo
Today · 4.125%
HK$44,884
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,768/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,933
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,362
−HK$1,451/mo
Today · 4.125%
HK$48,813
baseline
▲ 0.50% · 4.625%
HK$51,784
+HK$2,971/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,626/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,100
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,471
−HK$1,390/mo
Today · 4.125%
HK$53,861
baseline
▲ 0.50% · 4.625%
HK$56,700
+HK$2,839/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,722/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,589
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,255
−HK$1,694/mo
Today · 4.125%
HK$56,949
baseline
▲ 0.50% · 4.625%
HK$60,414
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,898/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,617
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,216
−HK$1,622/mo
Today · 4.125%
HK$62,838
baseline
▲ 0.50% · 4.625%
HK$66,150
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,676/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,900
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,043
−HK$2,177/mo
Today · 4.125%
HK$73,220
baseline
▲ 0.50% · 4.625%
HK$77,675
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,440/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,650
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,706
−HK$2,085/mo
Today · 4.125%
HK$80,791
baseline
▲ 0.50% · 4.625%
HK$85,050
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,582/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,495 · Scale 2, in force from 26 Feb 2026)