LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,279
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,469
−HK$1,210/mo
Today · 4.125%
HK$40,679
baseline
▲ 0.50% · 4.625%
HK$43,154
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,358/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,585
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,727
−HK$1,158/mo
Today · 4.125%
HK$44,885
baseline
▲ 0.50% · 4.625%
HK$47,251
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,770/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,934
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,363
−HK$1,452/mo
Today · 4.125%
HK$48,815
baseline
▲ 0.50% · 4.625%
HK$51,785
+HK$2,970/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$97,630/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,102
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,472
−HK$1,390/mo
Today · 4.125%
HK$53,862
baseline
▲ 0.50% · 4.625%
HK$56,702
+HK$2,840/mo
Deposit HK$6.71M · loan HK$10.07M · min. income ≈ HK$107,724/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,590
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,257
−HK$1,694/mo
Today · 4.125%
HK$56,951
baseline
▲ 0.50% · 4.625%
HK$60,416
+HK$3,465/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,902/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,618
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,217
−HK$1,622/mo
Today · 4.125%
HK$62,839
baseline
▲ 0.50% · 4.625%
HK$66,152
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,678/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,902
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,045
−HK$2,177/mo
Today · 4.125%
HK$73,222
baseline
▲ 0.50% · 4.625%
HK$77,678
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,444/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,652
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,708
−HK$2,086/mo
Today · 4.125%
HK$80,794
baseline
▲ 0.50% · 4.625%
HK$85,052
+HK$4,258/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,588/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,512 · Scale 2, in force from 26 Feb 2026)