LTV · monthly repayment
▼ 0.50% · 3.625%
HK$382,793
−HK$24,004/mo
▼ 0.25% · 3.875%
HK$394,700
−HK$12,097/mo
Today · 4.125%
HK$406,797
baseline
▲ 0.50% · 4.625%
HK$431,550
+HK$24,753/mo
Deposit HK$83.94M · loan HK$83.94M · min. income ≈ HK$813,594/mo (50% DSR)
Upfront cash ≈ HK$94.85M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,853
−HK$23,008/mo
▼ 0.25% · 3.875%
HK$437,274
−HK$11,587/mo
Today · 4.125%
HK$448,861
baseline
▲ 0.50% · 4.625%
HK$472,521
+HK$23,660/mo
Deposit HK$83.94M · loan HK$83.94M · min. income ≈ HK$897,722/mo (50% DSR)
Upfront cash ≈ HK$94.85M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,351
−HK$28,806/mo
▼ 0.25% · 3.875%
HK$473,640
−HK$14,517/mo
Today · 4.125%
HK$488,157
baseline
▲ 0.50% · 4.625%
HK$517,860
+HK$29,703/mo
Deposit HK$67.15M · loan HK$100.72M · min. income ≈ HK$976,314/mo (50% DSR)
Upfront cash ≈ HK$78.06M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$511,024
−HK$27,609/mo
▼ 0.25% · 3.875%
HK$524,729
−HK$13,904/mo
Today · 4.125%
HK$538,633
baseline
▲ 0.50% · 4.625%
HK$567,025
+HK$28,392/mo
Deposit HK$67.15M · loan HK$100.72M · min. income ≈ HK$1,077,266/mo (50% DSR)
Upfront cash ≈ HK$78.06M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,910
−HK$33,606/mo
▼ 0.25% · 3.875%
HK$552,580
−HK$16,936/mo
Today · 4.125%
HK$569,516
baseline
▲ 0.50% · 4.625%
HK$604,170
+HK$34,654/mo
Deposit HK$50.36M · loan HK$117.51M · min. income ≈ HK$1,139,032/mo (50% DSR)
Upfront cash ≈ HK$61.27M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$596,194
−HK$32,211/mo
▼ 0.25% · 3.875%
HK$612,184
−HK$16,221/mo
Today · 4.125%
HK$628,405
baseline
▲ 0.50% · 4.625%
HK$661,529
+HK$33,124/mo
Deposit HK$50.36M · loan HK$117.51M · min. income ≈ HK$1,256,810/mo (50% DSR)
Upfront cash ≈ HK$61.27M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$689,027
−HK$43,208/mo
▼ 0.25% · 3.875%
HK$710,460
−HK$21,775/mo
Today · 4.125%
HK$732,235
baseline
▲ 0.50% · 4.625%
HK$776,790
+HK$44,555/mo
Deposit HK$16.79M · loan HK$151.09M · min. income ≈ HK$1,464,470/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$766,536
−HK$41,413/mo
▼ 0.25% · 3.875%
HK$787,094
−HK$20,855/mo
Today · 4.125%
HK$807,949
baseline
▲ 0.50% · 4.625%
HK$850,537
+HK$42,588/mo
Deposit HK$16.79M · loan HK$151.09M · min. income ≈ HK$1,615,898/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$10,911,725 · Scale 2, in force from 26 Feb 2026)