LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,280
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,471
−HK$1,209/mo
Today · 4.125%
HK$40,680
baseline
▲ 0.50% · 4.625%
HK$43,156
+HK$2,476/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,360/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,586
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,728
−HK$1,159/mo
Today · 4.125%
HK$44,887
baseline
▲ 0.50% · 4.625%
HK$47,253
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,774/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,936
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,365
−HK$1,451/mo
Today · 4.125%
HK$48,816
baseline
▲ 0.50% · 4.625%
HK$51,787
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,632/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,103
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,390/mo
Today · 4.125%
HK$53,864
baseline
▲ 0.50% · 4.625%
HK$56,703
+HK$2,839/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,728/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,592
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,259
−HK$1,693/mo
Today · 4.125%
HK$56,952
baseline
▲ 0.50% · 4.625%
HK$60,418
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,904/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,620
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,219
−HK$1,622/mo
Today · 4.125%
HK$62,841
baseline
▲ 0.50% · 4.625%
HK$66,154
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,682/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,904
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,047
−HK$2,178/mo
Today · 4.125%
HK$73,225
baseline
▲ 0.50% · 4.625%
HK$77,680
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,450/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,655
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,711
−HK$2,085/mo
Today · 4.125%
HK$80,796
baseline
▲ 0.50% · 4.625%
HK$85,055
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,592/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,533 · Scale 2, in force from 26 Feb 2026)