LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,282
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,473
−HK$1,209/mo
Today · 4.125%
HK$40,682
baseline
▲ 0.50% · 4.625%
HK$43,158
+HK$2,476/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,364/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,588
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,730
−HK$1,159/mo
Today · 4.125%
HK$44,889
baseline
▲ 0.50% · 4.625%
HK$47,255
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,778/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,938
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,367
−HK$1,452/mo
Today · 4.125%
HK$48,819
baseline
▲ 0.50% · 4.625%
HK$51,789
+HK$2,970/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,638/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,106
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,476
−HK$1,391/mo
Today · 4.125%
HK$53,867
baseline
▲ 0.50% · 4.625%
HK$56,706
+HK$2,839/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,734/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,595
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,262
−HK$1,693/mo
Today · 4.125%
HK$56,955
baseline
▲ 0.50% · 4.625%
HK$60,421
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,910/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,623
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,222
−HK$1,623/mo
Today · 4.125%
HK$62,845
baseline
▲ 0.50% · 4.625%
HK$66,157
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,690/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,907
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,051
−HK$2,177/mo
Today · 4.125%
HK$73,228
baseline
▲ 0.50% · 4.625%
HK$77,684
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,456/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,659
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,715
−HK$2,085/mo
Today · 4.125%
HK$80,800
baseline
▲ 0.50% · 4.625%
HK$85,059
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,600/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,565 · Scale 2, in force from 26 Feb 2026)