LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,283
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,474
−HK$1,210/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$43,159
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,589
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,158/mo
Today · 4.125%
HK$44,890
baseline
▲ 0.50% · 4.625%
HK$47,257
+HK$2,367/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,780/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,940
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,369
−HK$1,451/mo
Today · 4.125%
HK$48,820
baseline
▲ 0.50% · 4.625%
HK$51,791
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,640/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,107
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,478
−HK$1,390/mo
Today · 4.125%
HK$53,868
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,736/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,596
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,263
−HK$1,694/mo
Today · 4.125%
HK$56,957
baseline
▲ 0.50% · 4.625%
HK$60,423
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,914/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,625
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,224
−HK$1,623/mo
Today · 4.125%
HK$62,847
baseline
▲ 0.50% · 4.625%
HK$66,159
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,694/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,909
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,053
−HK$2,178/mo
Today · 4.125%
HK$73,231
baseline
▲ 0.50% · 4.625%
HK$77,686
+HK$4,455/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,462/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,661
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,717
−HK$2,086/mo
Today · 4.125%
HK$80,803
baseline
▲ 0.50% · 4.625%
HK$85,062
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,606/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,584 · Scale 2, in force from 26 Feb 2026)