LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,284
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,475
−HK$1,210/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,476/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,733
−HK$1,159/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,258
+HK$2,366/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,941
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,370
−HK$1,452/mo
Today · 4.125%
HK$48,822
baseline
▲ 0.50% · 4.625%
HK$51,793
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,644/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,109
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,390/mo
Today · 4.125%
HK$53,870
baseline
▲ 0.50% · 4.625%
HK$56,710
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,740/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,598
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,265
−HK$1,694/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$60,425
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,627
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,623/mo
Today · 4.125%
HK$62,849
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,312/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,698/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,912
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,055
−HK$2,178/mo
Today · 4.125%
HK$73,233
baseline
▲ 0.50% · 4.625%
HK$77,689
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,466/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,663
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,720
−HK$2,085/mo
Today · 4.125%
HK$80,805
baseline
▲ 0.50% · 4.625%
HK$85,065
+HK$4,260/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,610/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,605 · Scale 2, in force from 26 Feb 2026)