LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,285
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,210/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,475/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,734
−HK$1,158/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,367/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,942
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,371
−HK$1,452/mo
Today · 4.125%
HK$48,823
baseline
▲ 0.50% · 4.625%
HK$51,793
+HK$2,970/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,646/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,110
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,391/mo
Today · 4.125%
HK$53,871
baseline
▲ 0.50% · 4.625%
HK$56,711
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,742/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,599
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,266
−HK$1,694/mo
Today · 4.125%
HK$56,960
baseline
▲ 0.50% · 4.625%
HK$60,426
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,920/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,628
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,227
−HK$1,622/mo
Today · 4.125%
HK$62,849
baseline
▲ 0.50% · 4.625%
HK$66,162
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,698/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,912
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,056
−HK$2,178/mo
Today · 4.125%
HK$73,234
baseline
▲ 0.50% · 4.625%
HK$77,690
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,468/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,664
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,721
−HK$2,085/mo
Today · 4.125%
HK$80,806
baseline
▲ 0.50% · 4.625%
HK$85,066
+HK$4,260/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,612/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,612 · Scale 2, in force from 26 Feb 2026)