LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,286
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,477
−HK$1,210/mo
Today · 4.125%
HK$40,687
baseline
▲ 0.50% · 4.625%
HK$43,163
+HK$2,476/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,374/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,593
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,735
−HK$1,159/mo
Today · 4.125%
HK$44,894
baseline
▲ 0.50% · 4.625%
HK$47,261
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,788/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,943
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,373
−HK$1,452/mo
Today · 4.125%
HK$48,825
baseline
▲ 0.50% · 4.625%
HK$51,795
+HK$2,970/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,650/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,112
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,482
−HK$1,391/mo
Today · 4.125%
HK$53,873
baseline
▲ 0.50% · 4.625%
HK$56,713
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,746/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,601
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,268
−HK$1,694/mo
Today · 4.125%
HK$56,962
baseline
▲ 0.50% · 4.625%
HK$60,428
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,924/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,630
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,229
−HK$1,623/mo
Today · 4.125%
HK$62,852
baseline
▲ 0.50% · 4.625%
HK$66,165
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,704/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,915
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,059
−HK$2,178/mo
Today · 4.125%
HK$73,237
baseline
▲ 0.50% · 4.625%
HK$77,693
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,474/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,667
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,724
−HK$2,086/mo
Today · 4.125%
HK$80,810
baseline
▲ 0.50% · 4.625%
HK$85,069
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,620/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,637 · Scale 2, in force from 26 Feb 2026)