LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,164
+HK$2,475/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,159/mo
Today · 4.125%
HK$44,896
baseline
▲ 0.50% · 4.625%
HK$47,262
+HK$2,366/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,792/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,945
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,374
−HK$1,452/mo
Today · 4.125%
HK$48,826
baseline
▲ 0.50% · 4.625%
HK$51,797
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,652/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,114
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,484
−HK$1,391/mo
Today · 4.125%
HK$53,875
baseline
▲ 0.50% · 4.625%
HK$56,715
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,750/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,270
−HK$1,694/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$60,430
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,232
−HK$1,622/mo
Today · 4.125%
HK$62,854
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,708/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,918
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,061
−HK$2,178/mo
Today · 4.125%
HK$73,239
baseline
▲ 0.50% · 4.625%
HK$77,696
+HK$4,457/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,478/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,670
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,727
−HK$2,086/mo
Today · 4.125%
HK$80,813
baseline
▲ 0.50% · 4.625%
HK$85,072
+HK$4,259/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,626/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,660 · Scale 2, in force from 26 Feb 2026)