LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,476/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,159/mo
Today · 4.125%
HK$44,897
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,366/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,794/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,946
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,375
−HK$1,452/mo
Today · 4.125%
HK$48,827
baseline
▲ 0.50% · 4.625%
HK$51,798
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,654/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,115
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,485
−HK$1,391/mo
Today · 4.125%
HK$53,876
baseline
▲ 0.50% · 4.625%
HK$56,716
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,752/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,604
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,271
−HK$1,694/mo
Today · 4.125%
HK$56,965
baseline
▲ 0.50% · 4.625%
HK$60,431
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,930/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,233
−HK$1,622/mo
Today · 4.125%
HK$62,855
baseline
▲ 0.50% · 4.625%
HK$66,169
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,710/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,919
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,063
−HK$2,178/mo
Today · 4.125%
HK$73,241
baseline
▲ 0.50% · 4.625%
HK$77,697
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,482/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,672
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,728
−HK$2,086/mo
Today · 4.125%
HK$80,814
baseline
▲ 0.50% · 4.625%
HK$85,074
+HK$4,260/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,628/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,672 · Scale 2, in force from 26 Feb 2026)