LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,289
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,480
−HK$1,210/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$43,166
+HK$2,476/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,596
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,739
−HK$1,159/mo
Today · 4.125%
HK$44,898
baseline
▲ 0.50% · 4.625%
HK$47,264
+HK$2,366/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,796/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,947
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,376
−HK$1,452/mo
Today · 4.125%
HK$48,828
baseline
▲ 0.50% · 4.625%
HK$51,799
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$97,656/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,487
−HK$1,390/mo
Today · 4.125%
HK$53,877
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.07M · min. income ≈ HK$107,754/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,605
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,694/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$60,433
+HK$3,467/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,635
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,234
−HK$1,623/mo
Today · 4.125%
HK$62,857
baseline
▲ 0.50% · 4.625%
HK$66,170
+HK$3,313/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,714/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,921
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,064
−HK$2,179/mo
Today · 4.125%
HK$73,243
baseline
▲ 0.50% · 4.625%
HK$77,699
+HK$4,456/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,486/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,673
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,730
−HK$2,086/mo
Today · 4.125%
HK$80,816
baseline
▲ 0.50% · 4.625%
HK$85,076
+HK$4,260/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,632/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,687 · Scale 2, in force from 26 Feb 2026)