LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,292
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,483
−HK$1,210/mo
Today · 4.125%
HK$40,693
baseline
▲ 0.50% · 4.625%
HK$43,169
+HK$2,476/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,386/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,742
−HK$1,159/mo
Today · 4.125%
HK$44,901
baseline
▲ 0.50% · 4.625%
HK$47,268
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,802/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,950
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,452/mo
Today · 4.125%
HK$48,832
baseline
▲ 0.50% · 4.625%
HK$51,803
+HK$2,971/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,664/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,119
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,490
−HK$1,391/mo
Today · 4.125%
HK$53,881
baseline
▲ 0.50% · 4.625%
HK$56,721
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,762/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,609
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,276
−HK$1,695/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$60,437
+HK$3,466/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,639
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,239
−HK$1,622/mo
Today · 4.125%
HK$62,861
baseline
▲ 0.50% · 4.625%
HK$66,175
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.75M · min. income ≈ HK$125,722/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,926
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,070
−HK$2,178/mo
Today · 4.125%
HK$73,248
baseline
▲ 0.50% · 4.625%
HK$77,705
+HK$4,457/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$146,496/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,679
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,736
−HK$2,086/mo
Today · 4.125%
HK$80,822
baseline
▲ 0.50% · 4.625%
HK$85,082
+HK$4,260/mo
Deposit HK$1.68M · loan HK$15.11M · min. income ≈ HK$161,644/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,732 · Scale 2, in force from 26 Feb 2026)