LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,297
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,488
−HK$1,210/mo
Today · 4.125%
HK$40,698
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,396/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,605
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,159/mo
Today · 4.125%
HK$44,907
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,814/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,956
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,386
−HK$1,452/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,126
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,497
−HK$1,391/mo
Today · 4.125%
HK$53,888
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,776/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,616
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,283
−HK$1,695/mo
Today · 4.125%
HK$56,978
baseline
▲ 0.50% · 4.625%
HK$60,445
+HK$3,467/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,956/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,647
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,247
−HK$1,622/mo
Today · 4.125%
HK$62,869
baseline
▲ 0.50% · 4.625%
HK$66,183
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,738/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,934
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$71,079
−HK$2,178/mo
Today · 4.125%
HK$73,257
baseline
▲ 0.50% · 4.625%
HK$77,715
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,514/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,689
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,746
−HK$2,086/mo
Today · 4.125%
HK$80,832
baseline
▲ 0.50% · 4.625%
HK$85,093
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,664/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,813 · Scale 2, in force from 26 Feb 2026)