LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,299
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,490
−HK$1,210/mo
Today · 4.125%
HK$40,700
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,400/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,607
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,159/mo
Today · 4.125%
HK$44,909
baseline
▲ 0.50% · 4.625%
HK$47,276
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,818/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,958
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,388
−HK$1,452/mo
Today · 4.125%
HK$48,840
baseline
▲ 0.50% · 4.625%
HK$51,812
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,680/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,128
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,499
−HK$1,392/mo
Today · 4.125%
HK$53,891
baseline
▲ 0.50% · 4.625%
HK$56,731
+HK$2,840/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,782/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,618
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,286
−HK$1,694/mo
Today · 4.125%
HK$56,980
baseline
▲ 0.50% · 4.625%
HK$60,448
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,960/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,650
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,249
−HK$1,623/mo
Today · 4.125%
HK$62,872
baseline
▲ 0.50% · 4.625%
HK$66,186
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,744/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,938
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$71,082
−HK$2,179/mo
Today · 4.125%
HK$73,261
baseline
▲ 0.50% · 4.625%
HK$77,718
+HK$4,457/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,522/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,692
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,749
−HK$2,087/mo
Today · 4.125%
HK$80,836
baseline
▲ 0.50% · 4.625%
HK$85,097
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,672/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,841 · Scale 2, in force from 26 Feb 2026)