LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,301
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,492
−HK$1,211/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,476/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,752
−HK$1,160/mo
Today · 4.125%
HK$44,912
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,824/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,961
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,391
−HK$1,452/mo
Today · 4.125%
HK$48,843
baseline
▲ 0.50% · 4.625%
HK$51,815
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,686/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,131
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,503
−HK$1,391/mo
Today · 4.125%
HK$53,894
baseline
▲ 0.50% · 4.625%
HK$56,735
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,788/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,621
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,289
−HK$1,695/mo
Today · 4.125%
HK$56,984
baseline
▲ 0.50% · 4.625%
HK$60,451
+HK$3,467/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,968/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,653
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,253
−HK$1,623/mo
Today · 4.125%
HK$62,876
baseline
▲ 0.50% · 4.625%
HK$66,190
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,752/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,942
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$71,086
−HK$2,179/mo
Today · 4.125%
HK$73,265
baseline
▲ 0.50% · 4.625%
HK$77,723
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,530/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,697
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,754
−HK$2,087/mo
Today · 4.125%
HK$80,841
baseline
▲ 0.50% · 4.625%
HK$85,102
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,682/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,880 · Scale 2, in force from 26 Feb 2026)