LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,301
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,493
−HK$1,210/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,610
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,159/mo
Today · 4.125%
HK$44,912
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,824/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,962
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,391
−HK$1,453/mo
Today · 4.125%
HK$48,844
baseline
▲ 0.50% · 4.625%
HK$51,816
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,688/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,132
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,503
−HK$1,391/mo
Today · 4.125%
HK$53,894
baseline
▲ 0.50% · 4.625%
HK$56,735
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,788/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,622
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,290
−HK$1,694/mo
Today · 4.125%
HK$56,984
baseline
▲ 0.50% · 4.625%
HK$60,452
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,968/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,654
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,254
−HK$1,623/mo
Today · 4.125%
HK$62,877
baseline
▲ 0.50% · 4.625%
HK$66,191
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,754/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,942
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,087
−HK$2,179/mo
Today · 4.125%
HK$73,266
baseline
▲ 0.50% · 4.625%
HK$77,724
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,532/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,698
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,755
−HK$2,086/mo
Today · 4.125%
HK$80,841
baseline
▲ 0.50% · 4.625%
HK$85,103
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,682/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,885 · Scale 2, in force from 26 Feb 2026)